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You are here: Home / Asset Protection / Disability Insurance

Disability Insurance

Protection against the unexpected.

Individual Disability Insurance

Have you ever thought of what your most valuable asset is?

Is it your home? Is it your 401k? Is it your business if you are self-employed?

Actually, none of these could exist without your most valuable asset – YOU! Without you, and the income you provide, there is no home or retirement plan or business.

Paradigm Brokerage LLC | OakBrook Il. | Disability Insurance

So what happens if you become disabled or sick and cannot provide that income? While your income may have stopped, your bills have not stopped.

There will still be a mortgage or rent due, utilities to pay, groceries to buy, etc.

What options do you have?

  • Drain savings or retirement?
  • Get by on just your spouse’s salary?
  • Borrow money from a friend or family member?
  • Sell your home or car?

None of which are good options! Agreed?

Disability insurance is an option that protects your financial stability if you are unable to work due to a disability or sickness. In other words, a disability insurance policy will pay you a monthly benefit in order to pay those ongoing bills until you are able to get back to work.

Statistics and Facts:

– Of today’s 20 year-olds, just over 1 in 4 will become disabled before they retire.

– More than 375,000 Americans become totally disabled every year.

– 46% of foreclosures on conventional mortgages are caused by a disability (versus just 2% due to homeowners death). “

Business Overhead Expense Disability

Designed for business owners who rely on a small number of people, and works the same exact way as an individual disability insurance policy. However, the business, instead of an individual, is paid the monthly benefit in order to cover overhead expenses while the owner is disabled.

 

Covered Expenses:

  • Payroll
  • Rent or Mortgage
  • Utilities
  • Inventory/material
  • Insurance
  • Legal & professional services
  • Loan payments

Contact us today!

Paradigm Brokerage LLC proudly serves Oak Brook Il. and the surrounding Chicago Area.

CALL US TODAY.

888-209-6332 Se habla español.

Paradigm Brokerage Blog

Paradigm Brokerage Wins the Best Of Bolingbrook Award

Paradigm Brokerage Wins “Best of Bolingbrook Businesses” Award

Great News! The Paradigm Brokerage Team is happy to announce that we took home the trophy! We would like to thank everyone that helped us to get here, especially the Bolingbrook Chamber of Commerce; not only for all the hard work they do, but for hosting such an amazing event. We look forward to all […]

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